Brad Klontz quotes

Dr. Brad Klontz, a leading expert in the field of financial psychology, is a sought-after speaker, author, and researcher. With over two decades of experience, he has helped countless individuals improve their relationship with money and achieve financial success. Dr. Klontz is the co-founder of the Financial Psychology Institute and has been featured in numerous media outlets, including The Wall Street Journal and CNBC. His unique approach blends psychology and finance to provide practical strategies for overcoming financial challenges. Whether you are looking to break free from money-related stress or enhance your financial well-being, Dr. Klontz offers valuable insights that can help you transform your financial future.

If you get the money before the mindset, the money goes 'poof'.

- Brad Klontz

If you don’t like your job you should seriously consider liking it.

- Brad Klontz

If you don't 'care' about money does that make you a better person?

- Brad Klontz

If you can’t change the game consider becoming a better player.

- Brad Klontz

I’m hustling to get rich enough for my grandkids to be 'patron of the arts' kinda rich.

- Brad Klontz

I wish more people had the courage to be authentic. Life would be way more interesting.

- Brad Klontz

I love it when a 20 year-old asks me for investing advice. Takes me less than a minute to make them a future millionaire.

- Brad Klontz

How old were you when you realized that with just a little bit of saving and investing you could join the ranks of the wealthy?

- Brad Klontz

Having money won’t solve all your problems but it can solve a hell of a lot of them.

- Brad Klontz

Financial Trauma: The Great Depression led to a generation of hoarders. How do you think COVID will impact this generation?

- Brad Klontz

External locus of control: Let other people make decisions for you and then complain about them. When things go wrong in your life always chalk it up to just some bad luck. If you’re feeling grouchy just think about your partner for a few seconds and find a reason to pin it on them. Blame all the problems in your life on other people so you can feel mad instead of bad. Never have the final word on a decision so you can always blame someone else later on.

- Brad Klontz

Everyone wins when everyone has an equal shot at success.

- Brad Klontz

Downward markets flush out the clowns and create investors.

- Brad Klontz

Don’t let hindsight bias fool you. You’re just as bad at predicting the future today as you were yesterday.

- Brad Klontz

Don’t get it twisted. You have to make your life better because nobody is going to do it for you. And I mean nobody.

- Brad Klontz

Do you ask Ronald McDonald to sign a cheeseburger, go down to the post office, and mail it to you for free? Then why you asking an author to sign a book, go down to the post office, and mail it to you for free?

- Brad Klontz

Canceling your Netflix subscription and making coffee at home won’t make you a millionaire. Unless you take the money and invest it then it will.

- Brad Klontz

Best to lose all your money 'trading' when you’re young so you can learn your lesson before you have any real money to lose.

- Brad Klontz

Are you here to get smarter or just to prove yourself right?

- Brad Klontz

An investment is an asset acquired with the goal of generating income or appreciation. So I ask you, without changing the definition of 'investment' to prove your point. Is a home an investment?

- Brad Klontz

Adults choose their relational experiences, right?

- Brad Klontz

A study with a sample size of 100 is at least 100x more valid than your opinion.

- Brad Klontz

The idea that women shouldn’t worry about money, or that it’s not ladylike to be good with money, is thankfully going the way of the eight-track tape and the 56K modem. Still, many women who are adults today grew up with some version of that lesson.

- Brad Klontz

The basics of financial health aren’t complicated, and they’re pretty much the same, no matter who you are or your level of wealth. They are even the same whether you’re talking about a person, a family, a company, or a country: Save now and invest for the future. Spend reasonable amounts of money to enjoy life and accomplish your goals, but spend less than you earn.

- Brad Klontz

Beware of an investment that looks too good to be true, because it probably is.

- Brad Klontz

Financial coaches help clients create the future they want. Coaching includes practical considerations in the present and an exploration of the past experiences that may hinder or help clients in setting and achieving their goals.

- Brad Klontz

Events and emotions from the past have shaped what clients think, feel, and believe about money. This, in turn, affects their financial behavior and choices in the present.

- Brad Klontz

Clients who have experienced traumatic or painful experiences around money are often unaware of the ways in which their past experiences cloud their future. They often think they just don't understand money and need more technical information on the planning process.

- Brad Klontz

All the financial knowledge in the world will not benefit clients if they are unable or unwilling psychologically to act on that knowledge.

- Brad Klontz

Addressing the past can be a critical component of achieving financial health, especially for clients with long-term patterns of problematic money behavior.

- Brad Klontz